Question 1

Privacy Policy

Accepted Answer

Last Updated: October 28, 2025
This Privacy Policy describes how Testu & Taylor (“we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit www.TestuTaylor.com (https://www.testutaylor.com/)(the “Site”), use our contact forms, register for events, or access our secure client portal (collectively, the “Services”).
By using our Site or Services, you consent to the practices described in this Privacy Policy.

1. Information We Collect
We collect personal and non-personal information in several ways:
1.1 Information You Provide Directly
 • Contact Forms: Name, email address, phone number, and message details.
 • Event Registration and Payments: Name, company name, email, billing address, and payment information (processed securely by our payment provider — we do not store card details).
 • Client Portal: User credentials, project documents, and any files you choose to upload.
 • Communications: Information you share with us via email, phone, or during consultations.
1.2 Information Collected Automatically
When you visit our Site, we may automatically collect:
 • IP address, browser type, and operating system
 • Date and time of access
 • Referring or exit pages
 • Pages visited and time spent on each page
This data is collected using standard cookies and analytics tools (such as Google Analytics) to improve site performance and user experience.

2. How We Use Your Information
We use the information we collect to:
 • Respond to your inquiries and provide client support
 • Process event registrations and payments
 • Provide access to and maintain the secure client portal
 • Deliver professional services as outlined in your engagement agreement
 • Improve our website functionality and user experience
 • Send administrative and educational communications (e.g., event updates or billing notices)
 • Comply with legal, accounting, or regulatory obligations

3. How We Share Information
We do not sell or rent your personal information.
 We may share limited data only as necessary to operate our business:
 • Service Providers: We use reputable third-party vendors for payment processing, data storage, analytics, and email delivery. These providers are bound by confidentiality and data-protection obligations.
 • Legal Requirements: We may disclose information if required by law, subpoena, or court order, or to protect our rights and comply with professional or legal obligations.
 • Business Transfers: In the event of a merger or reorganization, your data may be transferred to the successor entity, subject to the same privacy commitments.

4. Client Portal Privacy and Security
Access to the client portal is restricted to authorized clients who have active engagements with Testu & Taylor.
 We use reasonable technical and administrative safeguards — including encryption and secure authentication — to protect information uploaded or downloaded through the portal.
Clients are responsible for:
 • Maintaining the confidentiality of their login credentials
 • Ensuring uploaded documents do not contain malicious code or unauthorized information
 • Notifying us immediately at rebeccakelly@testutaylor.com if they suspect any unauthorized access
While we take every reasonable precaution, no system is completely secure, and we cannot guarantee absolute protection against data breaches.

5. Cookies and Analytics
Cookies are small files stored on your device that help us analyze traffic and improve the Site.
 You can set your browser to refuse cookies or alert you when cookies are sent, though some parts of the Site may not function properly without them.
We use Google Analytics and similar tools to understand visitor behavior. These tools may collect anonymized traffic data according to their own privacy policies.

6. Your Rights and Choices
Under Florida law and applicable U.S. privacy principles, you have the right to:
 • Request access to or correction of your personal information
 • Request deletion of your information (subject to legal and professional retention requirements)
 • Opt out of marketing emails by following the “unsubscribe” link in those emails
To make a request, email us at rebeccakelly@testutaylor.com.

7. Data Retention
We retain your personal data only as long as necessary to:
 • Fulfill the purposes outlined in this Policy;
 • Complete your professional engagement;
 • Comply with legal, accounting, and record-keeping obligations (as required by the IRS, the Florida Board of Accountancy, or other regulatory bodies).
When data is no longer needed, it is securely deleted or anonymized.

8. Protection of Personal Information
We maintain administrative, technical, and physical safeguards designed to protect your personal information in accordance with Florida Information Protection Act (FIPA), Fla. Stat. §501.171.
 In the event of a data breach involving unencrypted personal information, we will notify affected individuals as required by Florida law.

9. Third-Party Links
Our Site may include links to third-party websites. We are not responsible for their content, policies, or practices. Please review those sites’ privacy policies before providing any personal information.

10. Children’s Privacy
Our Site and Services are not directed to children under 18, and we do not knowingly collect personal information from minors. If we learn that a child has provided information without parental consent, we will promptly delete it.

11. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements.
 The “Last Updated” date at the top of this page indicates when the policy was last revised. Continued use of the Site after updates constitutes your acceptance of the revised policy.

12. Contact Us
If you have questions or requests regarding this Privacy Policy or your personal information, please contact us:
Testu & Taylor
Email: rebeccakelly@testutaylor.com
Website: www.TestuTaylor.com
(https://www.testutaylor.com/)Address: 4393 Commons Drive East, Suite 105, Destin, FL 32541

Question 2

Terms of Use

Accepted Answer

Last Updated: October 28, 2025

Welcome to Testu & Taylor (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your use of our website, www.TestuTaylor.com (https://www.testutaylor.com/)(the “Site”), including any contact forms, event registration pages, payment features, and the secure client portal available through the Site.
 By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site
You may use this Site only for lawful purposes and in accordance with these Terms. You agree not to:
 • Use the Site in violation of any federal, state, or local laws, including Florida laws and regulations;
 • Submit false, misleading, or incomplete information through any contact, registration, or file upload forms;
 • Attempt to gain unauthorized access to the Site, the client portal, or related systems;
 • Interfere with, damage, or disrupt the functionality of the Site; or
 • Use the Site for any commercial or promotional purpose not expressly permitted by us.

2. Contact Forms
By submitting a contact form, you consent to our collection and use of your information as described in our privacy policy.
 Submitting a contact form or message does not create a client–accountant relationship. Any professional relationship with Testu & Taylor is established only after we confirm acceptance of your engagement and both parties sign a written agreement.

3. Client Portal Access
3.1 Access and Security
Registered clients may be granted access to a secure client portal (“Portal”) through a separate login page or secure link, which may open in a new browser tab or window.
 You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. If you suspect unauthorized access, you must notify us immediately at rebeccakelly@testutaylor.com. (rebeccakelly@testutaylor.com.)

3.2 File Uploads and Downloads
The Portal allows clients to upload and download files related to active engagements. You agree that:
 • Files you upload must be relevant to your engagement and free from malicious code, viruses, or harmful content.
 • You retain ownership of your uploaded materials, but grant Testu & Taylor a limited license to use those materials solely for the purpose of providing professional services to you.
 • We take reasonable technical and administrative measures to protect files transmitted through the Portal, but cannot guarantee absolute security of information transmitted over the internet.
Use of the Portal is subject to our privacy policy and applicable data protection laws, including the Florida Information Protection Act (FIPA), Fla. Stat. §501.171.

4. Training Events and Ticket Purchases
4.1 Event Registration
We offer educational seminars, workshops, and training sessions (“Events”). Registration is confirmed only after full payment is received.

4.2 Pricing and Payment
All prices are listed in U.S. dollars (USD) and may change without notice.
 Payments are securely processed through a third-party payment processor.

4.3 Cancellations and Refunds
 • Customer Cancellations: Refund requests must be submitted in writing via email to rebeccakelly@testutaylor.com. Unless otherwise stated on the Event page, cancellations received at least 7 days prior to the event date are eligible for a full refund, less any transaction fees.
 • Within 7 Days of the Event: Refunds are not guaranteed but may be considered on a case-by-case basis.
 • Event Cancellations: We reserve the right to cancel or reschedule an Event due to insufficient enrollment, instructor illness, severe weather, or other circumstances beyond our control. In such cases, you will receive a full refund or may transfer your registration to a future event.
 • All refunds will be issued in accordance with Florida Statutes §501.142, governing refunds for services and events.

5. Intellectual Property
All materials and content on this Site—including but not limited to text, videos, graphics, and downloadable materials—are the property of Testu & Taylor or its licensors and are protected by U.S. and Florida copyright and trademark laws.
 You may not reproduce, distribute, modify, or use any part of the Site for commercial purposes without prior written consent.

6. Disclaimer of Professional Advice
All information provided on this Site, including blog posts, guides, and Event materials, is for educational and informational purposes only.
 It does not constitute accounting, tax, financial, or legal advice and should not be relied upon as such. You should consult with a licensed professional for advice specific to your circumstances.

7. Limitation of Liability
To the fullest extent permitted under Florida law, including Florida Statutes §672.719, Testu & Taylor and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site, the client Portal, or participation in any Event.
 Our total liability, if any, shall not exceed the total amount paid by you for the relevant Event or service.

8. Third-Party Links
The Site may contain links to third-party websites or services for your convenience. We do not control or endorse these sites and are not responsible for their content, privacy practices, or any transactions you make through them.

9. Privacy
Your use of this Site is governed by our privacy policy, which explains how we collect, use, and protect your personal data in compliance with the Florida Information Protection Act (FIPA), Fla. Stat. §501.171.

10. Changes to These Terms
We may update these Terms periodically. Updates will be posted on this page with a new “Last Updated” date. Continued use of the Site after updates constitutes your acceptance of the revised Terms.

11. Governing Law and Venue
These Terms and any disputes arising out of your use of the Site are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
 You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in Okaloosa County, Florida, and you consent to the personal jurisdiction of those courts.

12. Severability
If any provision of these Terms is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.

13. Contact Us
If you have any questions about these Terms, please contact us at:
Testu & Taylor
Email: rebeccakelly@testutaylor.com
Website: www.TestuTaylor.com
(https://www.testutaylor.com/)Address: 4393 Commons Drive East,
Suite 105, Destin, FL 32541

Terms of Use

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